In the Market for a New Home? Consider These Unique Choices

Buying a new home is something that few people do more than once in their lives. This is because a home costs a lot of money and is typically an investment that can last over a decade. However, once you’ve finally paid off that mortgage, it’s not uncommon to feel dissatisfied with your choice of home and you might start looking for a new home.

Picking a new home can be a tough job because of all the different choices you have. However, most city properties are very similar to each other and you might even find that they’re boring due to the lack of real differences between them. If you’re in the market for a new house, then consider these unique options before you settle on a property that is similar to your existing home.

Waterfront Properties

Waking up to a fantastic and beautiful view of a lake, ocean or even a river can be an amazing feeling. Getting out of bed, opening the curtains and seeing crystal clear blue waters is something that few people get to experience, let alone on a daily basis. Look for waterfront homes for sale and make all of your friends envious at your unique choice of property. Not only does it offer fantastic views, but it also offers you the opportunity to do a spot of fishing or even own a boat in the future. Waterfront properties can be rather expensive, but they’re worth the additional costs and you’ll be surprised at how much difference a great view can make to your mood.

Mountain Properties

If you want to experience life from a completely different perspective, then consider living on a mountain. Due to their location and surroundings, they actively promote physical activity such as mountain biking and hiking. Physical activity is aided by the crisp and clean air that will refill your lungs with pure oxygen instead of smog and smoke from the city. Mountain properties are usually in remote locations, so you won’t be getting fast food deliveries and your internet speeds might be a little slower than what you’re used to. However, a mountain is, without a doubt, one of the most interesting and life-changing locations to move to.

Forest Properties

Homes in a forest are typically very expensive due to their secluded and private nature. However, what they offer is something that is unlike any other property you could imagine living in. Due to the amount of plant life around you, the air is extremely clean and uplifting—even more so than living on a mountain. You’re also surrounded by nature, meaning you’ll get a constant stream of noises from birds chirping, leaves rustling and the wind gently blowing. There are, of course, going to be a lot of bugs and you might get a rodent or two trying to invade your home, so you need to be comfortable living around animals and insects. However, if you absolutely loving being one with nature and love to take walks in forests and explore, then you can’t go wrong with a forest property.

Reboot Your Career, Reboot Your Life

Our careers are what we usually base our lives around. The location we live in and the friends we interact with often depend on the type of job we have. For instance, if you work in a software development company, you probably have a bunch of friends who are computer savvy and love to tinker with computers. If you work as an artist, then you most likely work as a freelancer or as part of a larger company and you probably have a studio at home where you can draw, paint and be creative.

However, there are times in our lives when we wish we could reboot our lives. We wish we could leave our job and start from scratch with a new career, or we wish that we picked a different discipline when we studied at university. These midlife crisis situations aren’t uncommon, but we rarely ever act on them. Thankfully, if we are able to take the plunge and find something new to achieve or work towards in life, then not only will we be better off, we’re also effectively rebooting our lives.

Move away and find a new life

One of the most drastic ways to reboot your career is to look for homes for sale in another location. It could be another part of town, another city, a different state or even overseas in a different country. The further the location, the further away you’ll be from your previous life. For instance, if you move to a home which is only a couple of miles away, then you don’t have much of an excuse to change your job, and you’ll still be interacting with the same friends. However, if you move to another city, then visits from friends and family will be much more sparse and you’ll have to look for a new job unless you want to commute for several hours a day.

Find something you love to do

Before deciding on a career change, you want to try and think about what makes you happy in life. Think back to when you were young and what made you chuckle with joy with your friends. Was it playing video games? Then perhaps a career in video game design would be suitable, and you can find ways to incorporate your career into your new one. For instance, as a software designer, it doesn’t take much time to transfer your skills to game development. If you were previously an artist, then becoming part of an art team for a video game studio or a concept artist would be a great choice.

As another example, if you loved exploring when you were young, then perhaps you could get a job as an exploration specialist for an energy company, or you could start a career in travel blogging. All you need is some money, a way to blog and a camera, then you can set off into the wilderness, recording your adventures and taking pictures to show to the world. Blogging is a tough career, but it’s also one that offers freedom.

Your Own Business: The Financial Side

Money is stress. Well, for most of us it is, or to be precise, those that don’t have it. We will struggle with our finances most of our lives, and we will feel the pinch of being poor however we look at our situation, and one of those situations is when we make the change from being employed to being self-employed, or going into business for yourself. It is a given that when you first make the tentative leap to being a freelancer or going into business with a partner or as a sole trader, the first 6 to 12 months are hard, financially or emotionally. Here is what to expect…

You will be operating without a safety net… and this is a lot for people to get their heads around, especially when making the transition from a job with security and a pension. Financially speaking, you need to plan ahead for the times where work may be dry, or you may not be making much profit. A lot of people making that change can feel vastly put-off by the notion of earning hand to mouth. And while the pay can be low, there will be times that you earn more money than normal in the space of a month. It is impossible to predict your pay in this situation, not until your company or line of work starts to even out and you know how much you will earn at the bare minimum each month. Things like pension plans are easy to put off, and people have that “we’ll cross that bridge when we come to it” attitude. But what about if you are unable to work due to injury? Do you have people that depend on you to earn an income? If so, then you need to find a system whereby you can put some money aside for an unplanned event.

You will learn a lot…  about everything! You will learn how to do your taxes properly (well, to the best of your ability) and you will learn about what you are really capable of. By going self-employed you are, in essence, wearing many hats. You will devise a system of keeping track of business expenses, and you will work many late nights to balance the books and chase payments, possibly while juggling work as a full-time parent! You will learn a lot from your mistakes. For those that freelance, make sure that you set up a business account in your name, it is easier to keep track of work finances against the outgoings from your personal spending. When it comes to doing your tax return, it is much easier to see a bank statement from one account that shows your business outgoings and expenses rather than having to cross-check everything from your personal bank account, which is time and effort you don’t have!  

You will have help from the unlikeliest sources… really! There are government advice lines and sites at your disposal, so you don’t need to feel like you are on your own in the process. A common mistake people make at the start of their self-employment is to not claim expenses, which is mainly a hangover from being employed. You are plowing a lot of your finances into making your business or freelance work profitable, and you shouldn’t have to pay tax on it. There are things like the Uniform Tax Rebate, that help people to claim back the costs of their work uniforms as well as their work tools, and a lot of people are unaware of what exactly they can claim on. This is why a lot of people have accountants to do their work, but if you are unable to afford one at this point in time, you can find help online, and you can claim on unexpected items. For example, if you work from a home office, you claim part of your utility bills for the energy used in that room, which, if you use a computer 12 hours a day, it can eat into your energy bill so having a portion of your electricity bill back will be a big help!

As more and more people choose the route of self-employment as a way to earn money, it is something that needs to be communicated, your finances are more important than ever, and you need to think long-term in how you look after yourself and your dependents. With careful planning and constant assessment of your outgoings, it will help you survive those first sticky months.