Avoiding Neighbor Disputes 101

In the words of a very old meme, when it comes to neighbor disputes: ain’t nobody got time for that.

There is so much about home ownership that you can control. You can pick the neighborhood you buy into, the type of property, the size of the garden. But the one thing you can’t pick is your neighbors.

Maybe they will turn out to be the best friends you never knew you needed, popping into one another’s house and sharing your lives together. Or, they could be your worst enemies.

That’s a problem on two levels. Firstly, there’s the simple matter of the stress that comes with living near someone you have an issue with. If you’ve never lived it, then you might not be able to conceive of just how difficult it is to share such a personal space with someone you dislike. If you want to enjoy life and keep it as worry-free as possible, then you don’t want to be tangling with the neighbors.

Secondly, there’s the financial factor. Bad neighbors can and do cost people a lot of money, both in avoiding one another and even potentially in legal fees. Given that your home is the biggest investment that you’ll make, this is an added expense you definitely don’t need.

Fortunately, there are a few steps you can take to ensure that the relationship never deteriorates to that point. Get together with your neighbor and establish firm rules, so you’re both well aware of the expectations.

What Is Your Land?

You need to know the exact boundaries of your land, because it’s one of the most common flashpoints between neighbors. Not only do you need to know it in abstract, but it makes sense to mark the separation as well. The likes of https://www.fencingdirect.com/blog/one-website-all-fencing-needs can give an idea of the type of fencing that might suit both parties, and make sure you don’t have any arguments in the future.

What About Overhanging Trees?

Overhanging trees are another potential flashpoint. While the trees roots might be on one side of the fence, they could potentially hang onto the other – so who occupies the air? And what happens come fall, when leaves begin to tumble and clog up the garden of the non-tree owner?

If it’s your tree, then you should probably offer to ensure that all leaves and debris will be collected for your neighbor. It might even be advisable to prune the tree back so it only hangs onto your land; https://www.angieslist.com/articles/6-reasons-why-you-should-prune-your-trees.htm has some great ideas of how to make this work.

What’s Your Noise Policy?

Sometimes, houses get noisy – you have parties, or want to work in the garage with power tools. It makes sense to agree a general noise policy, such as “all loud intrusive noise must be completed by 7pm”. If one of you wants to have a party and extend that, it’s common courtesy to agree you will give your neighbor a heads-up about the situation, so they can be prepared.

Why Continuing Professional Development Is A Great Investment

Have you ever considered continuing your education and training now you’re settled in your career? Many of us get swept along in the busy day-to-day duties of our jobs and forget that our qualifications of long ago can quickly fall out of date. Best practices of working, key regulations and legal requirements, as well as the certification itself, can change. Are you keeping on top of what’s changing in your industry?

Of course, you may be working hard in an attempt to push your career ahead. Promotions often mean more money. As your home life changes, you may need those extra dollars! So how can you make sure you’re earning top dollar for the role you’re in and that you’re on track for a big promotion? Continuing Professional Development, or CPD could be exactly what you need. Adding current qualifications to your resume can help you stand out from the rest.

Investing in further and higher education is essential if you want to climb the career ladder to the top. Not only does it boost your resume, but it will also enhance your knowledge and expertise in your specialist field. You might want to be considered for a more senior role, supervising, leading, and managing staff. An advanced degree in areas like healthcare management could push your career further. It might even lead you to new directions and opportunities for employment you hadn’t considered before.

Studying for another degree, or undertaking a residential training course will cost money. There are ways to reduce your personal outlay, and it is possible to stay debt-free. But this is an investment. Consider how much more you will earn in your current role once you qualify. Then consider how much more you could make when this qualification jumps you up the corporate ladder. You may be able to make back your initial outlay in just a few months with your new salary band. Multiply that over your lifetime and pension!

CPD goes far beyond the financial investment. You are investing your time and maybe even sacrificing time you might otherwise spend with your family. Self-fulfilment and betterment are always worth a little of your time. It can boost your confidence and improve your knowledge and expertise. CPD also offers you the satisfaction of completion and achievement. It’s human nature to want to improve and be better. For some of us, we can really thrive when faced with such an interesting challenge!

Just how much should you invest? Like all investments, it’s important to weigh up the risks. Many degree courses require large payments, but they are spread over each year of study. Beyond the cost of the course, you might want to purchase text books. These can always be sold on at the end so you can reap some of that investment back. Don’t forget – your employer may be willing to invest in your professional development too. This could greatly reduce your personal risk.

If you’re serious about your career, then CPD should be quite high on your list of priorities. Stay current. Retain your professional qualifications. Enjoy a continuous career progression. What are you waiting for?


A Brighter Financial Future is Within Your Grasp

You might not feel like it now, but it is possible to live a comfortable, financially sound life. You don’t even have to be rich or work all the hours’ God sends to live comfortably, (although it would probably help!), you just have to start and keep making sensible financial decisions like the following:

Have a Savings Endgame in Mind

Saving isn’t exactly sexy, and most of us would like to spend your spare cash on good times, great experiences and cool gadgets given the choice, which is why it’s so important that you work out why you want to start saving for a brighter financial future right now. Sit down, let your mind wander and think about all the things you could do if you had more financial security. Write them down and then work out how much money you’ll need to save to make them a reality.

Reduce Your Expenses

If you want to be better off in the future, you might just have to live a little more modestly now. That doesn’t mean that you have to give up your gym membership or drive a really old car if you don’t want to – it just means that you need to identify areas where easy savings can be made. For example, switching eco-friendly appliances could save you hundreds of dollars per year, as could car sharing and buying your groceries in bulk.

Draw Up a Budget

Yes, the ‘B’ word. I can hear you sighing from here! It’s much maligned, but a budget is the best way to take control of your finances and stick to your spending goals. Make sure your incomings are more than your outgoings and build in a little breathing room for vacations and special occasions, and you’ll find it easier than ever to save and invest more money for your future.

Tackle Your Debts

If you have mounting debts, it’s sensible to tackle them now, rather than leave them to languish and grow. Consolidating your debts is the simplest way to sort out a debt problem, but you will need to consult a professional.

What are the cheap options to fix my credit score? You’re probably thinking. There are many, but before you choose a company, check that they have a good reputation, as well as being affordable because you don’t want to get stung when you’re trying to make savings.

Direct to Savings

Once your paycheck hits your bank account, it will start to tempt you. You’ll think about buying that cute new dress or that record player you’ve been eyeing up for weeks, and more often than not, you’ll fall off the wagon and make a poor financial choice. How do I avoid this? I hear you say. Simple, automate your account so that a proportion of your salary is automatically paid into your savings account each month. It’ll be much more painless that way.

Incremental Increases

Once you’ve got into the swing of things, and you’re used to saving a lump sum each month, consider adding more and more to your savings account as the months go by, so that, when the time comes for you to work on your goals, you’ll be surprised just how much money is available to you.

Are you financially secure now? How did you get there? What challenges did you face?