Investment Tips For Beginners


Venturing out into the world of investment can be quite a frightening thing: if you are a complete beginner, you will not even know how to start, what to look for, and how to save yourself from disaster. The stakes might be quite high: if you choose the wrong stock to invest in, you might end up with even less money then you started out with, a second mortgage may reside in your imminent future, and in today’s market you never know what else might hit you. Having the right information is key, which is why you should read up on the subject of investing, the stock market, and finances in general, before you even start contemplating your desired investment goals. While this may take up a lot of your time, if you do not wish to consult an expert, you will have to ensure that you know exactly where you are placing your money, and how secure it is.

How to start?

First of all, you will need to gain control over the money you already own and you ought to keep it that way. Do not rush into it, take your time, stay attentive and keep your eyes wide open in order not to miss any opportunities. When it comes to investing, it is really important to seize the right moment. Knowing when the right moment is may be more difficult, and the only advice to give is to make sure you are comfortable with the investment you are about to make. If it does not feel right, for any reason, you can always find another stock option. Superstition plays a somewhat dubious role for many investors, so don’t worry if you have spells of uncertainty too – it’s completely natural.

Even before you start investing, everything could seem a bit overwhelming and difficult, but you only need time to get the hang of things. Do not lose hope and keep your head up at all times, no matter what the situation may look like. Of course, it is essential not to put all your eggs in one basket, so never invest everything you have in a single hopeful project. No matter how promising it may look, it is always better to play safe. You should always keep some money and probably invest in a few projects. Also, right at the start, you need to know that there will surely be ups and downs, so prepare yourself for facing them and do not let them dampen your enthusiasm.

Where to start?

If you are wondering where to start, it is for the best that you aim for something you are familiar with, so that you cannot be easily tricked and led astray by ignorance. Should you want to invest in a company, make sure that it is one that looks secure. You should choose a company whose services you already use on a daily basis or a company you are certain is trustworthy. For instance, you could go for McDonalds’ or Apple’s stocks. Make sure you are up-to-date with the company’s website, read about them in the daily news, and browse the Internet for as much information you can find. Also bear in mind that not everything you read is true, so use your own judgment to evaluate your investment options. That is probably the safest route to take, when you are only just starting out. However, it is crucial to diversify and not invest everything in a single company, since it is way too risky and you do not want to take any risks in the beginning. You might gain a lot, but you could lose much more, as well. Remember, you are not gambling, there are casinos for that. You also may not earn tons of money, but your income will steadily increase, which is what you have hopefully been aiming at.

Another great idea is to invest in the often profitable penny stock market, because it is highly likely that your starting budget is fairly low. If you are not yet familiar with the penny stock market, this infographic will help you learn the basis of how it works, so you can dive into this option as well. Before investing, it is advised to always talk to someone who is acquainted with or well informed on the subject and this should to be a person whom you absolutely trust. Otherwise, you will have to do some research on your own, because the people who are into investments get really sensitive when you mention the topic to them and there is a great chance they will not say anything you can benefit from or can even mislead you on purpose. Weigh every advice you receive and make sure to double-check all your facts.

All of this should be enough for a good, sturdy start, but everything else is completely up to you and your skills. Even if you feel like you lack the required skills, do not despair, no one really knows enough about investing before they seriously dig into it. So, it is extremely important to learn as much as you can, gather information along the way and, by all means, control your emotions, because let’s face it, feeling down will get you nowhere. Last, but not least, you need to set long-term goals and as long as you are getting closer to them, even if this may seem incredibly slow or inefficient, you should be on your way to being satisfied with your results.

Courses and Careers: The Smartest Moves in the Beauty Industry


The beauty industry is going through a very positive spell globally. Given the fact that it’s also largely unregulated, it’s becoming increasingly easy for unqualified practitioners to start their own beauty businesses without much of a qualification.

Deregulation stems from the fact that most non-surgical cosmetic treatments are unlikely to have a permanent impact on the patient’s health, yet it still pays to obtain a qualification. Without one you will struggle to obtain an insurance when opening up your own salon and you won’t be able to join a professional trade association. And the more qualifications you own, the more clients you’ll get and the higher they’ll pay.

Laser technique is where the big bucks are in this industry, so starting a course in this area could be a very wise way to kick off your career.  More specifically, here three areas you might consider specialising in.

Hair removal

Laser hair removal targets the base of the follicle and it can take 4 to 6 sessions for it to work satisfactorily, with costs varying between £100 and £300 per session.

It is one of the most popular and advanced techniques and it can be a little tricky to master, especially since bad handling can have disastrous consequences on the skin.

It’s therefore strongly recommended to think about learning the tricks of the trade before setting up a business or adding the service onto your price list. Enquire about your chosen course and make sure they are up to date with the latest techniques. Your certificate will take pride of place on your salon’s wall and act in your favour in case you ever need to call the insurance company following a painful or unsightly skin reaction that was caused by bad practice.

Tattoo removal

Tattoos have been enjoying their time in the spotlight for a few years now, and as a direct consequence the number of poorly made and embarrassing tattoos also keep rising.

The tattoo removal business owes much to such situation, with laser being the only technique that doesn’t damage the skin in the process. This rather clever treatment works by warming up the tattoo’s pigments until they disintegrate. The body then gets rid of the microparticles by itself.

Since colours such as green, turquoise blue and yellow are notoriously very hard to erase, it can take between 6 and 40 sessions to do the job, which means this is also a very profitable sector.

In both the UK and the US you’re not required to be a dermatologist to start a business in this sector, so look out for a number of in-depth courses that give you all the practical knowledge needed to kick off a successful career in tattoo removal.

Skin resurfacing

For this very popular cosmetic procedure, a laser is used to combat wrinkles, acne and age spots. It has been getting a bit of a bad name  in recent years, with cases of really strong customer complaints. The best way to avoid such issues and protect both your business and your patients would be to attend a recognised course. Current UK regulation requires you to become a cosmetic professional or doctor before specialising in skin resurfacing. If you would like to follow a quicker path instead, you will find it easier to attend courses and train to use lower powered laser machines.

Five Questions to Ask When Looking to Purchase HR Software


When you are looking to purchase some practical HR software for your business, it can seem as if there are hundreds of options to choose from, and this can make it difficult to know where to start. In order to help you narrow your search down, there are certain questions that you should ask of the provider of the software. Let’s take a look:

  • Will the software grow with the company?

If you have plans to expand your business in the near future, then you will want to know that you will still be able to use the software as your business grows. You should check that the software will be able to work to the extra capacity when needed, and that you won’t incur any extra expense if you need to upgrade your system. Also, if any customisation will be needed, ensure that this won’t cause any extra disruption to your business if the systems need to go down for a period.

  • Is it compatible with existing systems?

If you are going to be running the HR software alongside your existing systems, then you need to make sure that the software is compatible with these systems. This means that you will not experience too much disruption once your HR software is installed and that you should be able to use it immediately alongside your existing systems.

  • Are there any additional costs?

It is always worth finding out what things are included in the price of the software and what you will be charged extra for. It is unusual for suppliers to charge for software updates, but you don’t want to be caught out if this is the case. If the supplier offers regular maintenance, check that this is included in the price and that you be charged extra for it. There may be some services that you are happy to pay extra for, but it never hurts to find out exactly what it is you are paying for.

  • Are updates provided as they become available?

Ideally you will want to receive any updates to the software as soon as they become available. This is standard practice for most suppliers, but some will only release updates when a problem has been reported. This is something that is always worth finding out because you don’t want to be waiting around for updates that could make the running of your business easier, especially if another supplier would provide updates immediately.

  • Can the supplier provide references?

You should always look for references from businesses that are in the same industry as you, and those that are a similar size. This will give you an accurate idea of how well the software will work for you. These references may also provide information not just on how well the software works, but also how well the supplier deals with their customers. Choosing a supplier based solely on what they say they can deliver may lead to difficulties if they do not do as they promised, and getting references can help you to avoid this happening.

Even if you have a particular provider in mind, then asking these questions can help ensure that you make the right choice. It may even lead you to find software that you had not previously considered, but that is actually the perfect fit for your business.