Funeral Fundraising: The Facts

The cost of a loved one is not just an emotional one, but it can be a financial burden that you can have major struggles with too. While many people have life insurance in place due to the lifestyle they lead or have already paid for their funeral costs if they were suffering from a disease, if these measures haven’t been put in place, the costs of a funeral can be difficult to amass. There are options available to you in the financial sense to give your loved one the send-off they deserve.

The costs usually come from the deceased’s estate if there is enough money, but if you need to pay for the funeral and it puts you out of pocket, you could reclaim it from the estate afterward. However, you would need to check with the estate executor to see if the money can be recovered. If there is no financial help to pay for the funeral at all, the local council or hospital might be able to arrange one, which tends to be a cremation. There are downsides to this, you are unable to choose the service date, and the length of the ceremony is a short one. So it is best to try and pay for it if possible so you can make it as best a service as possible.   

There are different ways to earn the money you need. In the age of social media, there are, surprisingly, many ways to help raise money. You could start a Kickstarter campaign or a GoFundMe one, which has been done before, and it is possible to raise the money needed in a short space of time, especially if you are hoping to go through the process as quickly as possible. You would be very surprised how charitable people are in these situations, which is always a blessing. Another option to you, if the deceased suffered a wrongful death, is that you may wish to go down the legal proceedings route and acquire the services of a personal injury attorney to help get compensation from the responsible party or parties. Of course, you may feel that by getting compensation is a manner of apology from those responsible, but it’s a personal matter for you to think about if you are struggling to find ways to pay the funeral expenses and wish to get the matter completed.

If you are a relative of the deceased, you may want to try asking the bank to allow the funds in the deceased’s account to cover the funeral costs. But the account may be frozen, and it can be a complex process for the bank to identify if there is any fraudulent activity, even if you have authorized access to the account. You would need to have ID and a copy of the death certificate in any instance, and this may only be successful if there is no will in place. It can be a stressful time to get everything arranged after someone dies, but there are methods in place to help you.


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