The Art in Investment

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Art is not only for art’s sake anymore. Art pieces as an investment have been around for ages but are no longer just an elitist subscription or a fanciful desire. There are a couple of things you need to look at before you buy a piece of art when you are considering it for the purpose of investment. As a beginner or having just been introduced to the “serious art” world, you might feel a little overwhelmed. But there’s no need for that. There are many simple ways to incorporate art as an investment. Moreover, they need not be just extravagant paintings from the 18th century times. They could be posters, wall hanging and more! Since we find art all over, in this post, we have detailed critical insights to help you make a decision and let you know where you start off. Happy art investing to you!

The best thing about investing in art is that it is a non-liquid form. We are looking at small pieces that you can sell in a couple of years or even in a few months at an increased charge. The first and most important factor that you need to consider is doing your homework. If you know you’re attending an art show, do some research on the artist. It helps always to see the art in the same reference from the artist’s perspective. Having such insight would enable you to know where to find your potential buyer (when you do, so that is).

Do remember that when you’re investing in art, there needs to be a certain degree of profitability. That is the primary distinguishing factor between being an art investor and an art collector. There is also what is called an art speculator. These are people who pick up pieces from an artist at the beginning of their career. The supposition is that the artist is going to go places and will be extremely recognized. More so, pieces initially bought will sell like hot cakes in 10 to 15 years into the artist’s career.

There is more to art investment than just a logical alternative to investing. It also has a heart. You can use instruments like the Mei Moses Fine Art Index to help evaluate what is the current trend in art. You can also use online journals and websites that compile information on the art world scene.

There’s divided opinion on whether to buy a painting, an installation or sculpture. While most art investors suggest that paintings are more likely to fetch you a great price over a sculpture, this need not be the case. It is up to you to decide, based on your research work is likely to add to your basket of investments.

When talking to people from art auction houses and dealers, keep in mind that they do tend to oversell at times. These people are great to gather a deeper understanding from, but it bodes you well to talk to many such people before taking your first big step. At times, dealers and auctioneers are going to overwhelm you by their suggestions. Take the time for yourself and be utterly confident about your purchase. Ask yourself how you feel about the painting, if the timing is good and if the price is right. These are variables that you need to be sure of before taking the plunge. After all, it is your resources and your effort. Make sure it counts for something worthwhile.

Once you have decided what pieces are worth it and are going ahead, ensure the papers of ownership are in order. You also need to add this piece to being part of your estate. Art pieces are insured; it’s important that you follow suit. Read up about how to protect your art piece well before hand. Also, ask about how it is going to be packaged and shipped/moved to your place.

From here, you need to do a good job of choosing the right place for its storage. If you plan to keep it out on display, the place should neither be too humid nor too sunny. Any harsh environment tends to age the coloring in a painting.

These are just a few suggestions when starting off. But buying art can be a daunting commitment. Our suggestion is that you start with a constrained budget and purchase a couple of theme-based posters or contemporary painting. You get an idea of how you might feel about making art an investment. Target.com have awesome pieces of art for even better pieces. You can use coupons for Target from ChameleonJohn.com to bring down prices and get free shipping too. Here is a chance for a great trial run before you take on the real deal.

4 Common Workplace Hazards and How to Avoid Them

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Employers have a responsibility to protect their staff from health and safety risks at work. Not only is this a legal requirement, but it can also help to promote a happy and productive workforce.

From harmful chemicals, to poor posture, to stressful work demands, hazards lurk in every corner of every workplace. Luckily, there are now a wide variety of courses available to help employers and managers identify and minimise risks. For example, SHEilds health & safety training solutions are tailored to fit business models across all industries.

Meanwhile, if you want to find out more about how to identify the most common causes of accidents and injuries at work and how to avoid them, this simple guide should help.

Slips and trips

Perhaps one of the most common workplace hazards is slipping and tripping accidents. To prevent injuries, it’s important to carry out regular inspections of your premises and look out for any obstructions in walkways, uneven surfaces and spillages. Take care to ensure that the lighting is good enough for employees to spot obstructions and make sure good housekeeping is practiced at all times.

Ergonomic hazards

Another common health risk involves physical strain on the body. Ergonomic injuries can be caused by excessive force, repetitive movements and frequent lifting, an improperly adjusted workstation and spending an excessive amount of time on a task without a break. To avoid these hazards, a thorough risk assessment should be carried out to identify and monitor the work activities that may cause injury. When possible, try to modify the job to suit the worker and always provide the necessary equipment for manual handling tasks. You should also encourage staff to maintain good posture and provide proper instruction and training on safe working practices.

Chemical hazards

Examples of chemical hazards that can put employee’s health at risk include excessive exposure to toxic substances, dust, fumes, smoke and gases. For jobs that involve working with chemical substances, it’s crucial to make sure that proper extraction systems are installed, any risk of contamination is minimised and protective equipmentent is provided. You should also make efforts to control the level of exposure and ensure that all employees are suitably trained and aware of the risks involved.

Stress

While some levels of stress at work are normal, excessive amounts can hinder productivity, cause unacceptable interference with normal life and damage a worker’s mental and physical health. Managers and employers should keep an eye out for symptoms of stress, including anxiety, depression, frequent absence from work and underperformance, and try to identify the underlying causes to provide a healthy solution.

What to Start with When Assessing Value for a Pre-Owned Car

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When buying used cars in Canada, the most important resource that you need is the Canadian Black Book. It helps you find the correct value of the used car you want to buy based on its current mileage and features.

The info graphic gives information on several factors that you will need to consider when buying a used car. The first consideration to make when buying a used car is the features of the car. If the car has any additional features especially those that increase comfort and luxury the price of that car may be high.

Another factor to consider is the resale value of the car. Toyota cars are known to maintain their value and are therefore very popular cars. With high demand, comes a higher price even for a used car and thus also higher resale value.

Mileage is another very important factor you need to consider when buying a used car. Closely intertwined to mileage is the year of make and the model of the car. The older the car, the more the mileage and the cheaper it should be. Vintage and limited edition cars are the only cars that will be expensive when old.

When it comes to depreciation, a car depreciates by a quarter of its cost every year as soon as it leaves the show room.

Different car models have different reputations. The Mercedes Benz S class, Chevrolet Cobalt and Kia Sedona are known to be among the vehicles that depreciate the most while many Toyota, Honda CRV and the Jeep wrangler are known to really hold their value. Also consider fuel efficient cars such as the Dodge Neon or the Chevy Cavalier.

The most popular used cars one can buy are Honda Accord, Toyota Camry, Honda Civic, Toyota Corolla and the Ford Escape. Toyota, Hyundai, Ford and Honda are the car models in which you will not incur much in repair costs.